Rental Portfolio Loans

Streamlined Financing for Real Estate Investors with Multiple Properties

   Creare Capital Lending offers Rental Portfolio Loans designed for investors who own or are acquiring multiple rental properties and want to simplify their financing under one powerful loan. Whether you have five doors or fifty, our blanket loan programs allow you to combine multiple assets into a single, easy-to-manage loan with one monthly payment and one closing.


   We understand that serious investors need flexibility and speed — not red tape. Our asset-based portfolio loans are built for scalability, helping you expand your rental holdings, increase cash flow, and reduce administrative hassle.

Rental Portfolio Program Highlights

Loan Amounts:  $500K – $25M+

Finance 5+ Properties Under One Loan

Up to 75% LTV on Purchase or Refinance

Terms: 5, 7, 10, or 30 Years Available

Interest-Only or Fully Amortized Options

Non-Recourse Options for Experienced Investors

No Tax Returns or Personal Income Required

Single Entity or Multiple LLC Ownership Allowed

Nationwide Lending

Why Investors Choose Creare Capital Lending

  • Portfolio Simplification: Consolidate multiple loans into one streamlined mortgage
  • Scalable Financing: Add or release properties as your portfolio grows
  • Asset-Based Qualification: Focus on property performance, not borrower tax returns
  • Faster Closings: Efficient underwriting designed for professional investors
  • Expert Support: Work directly with a loan officer specializing in investor portfolios


   Creare Capital Lending’s Rental Portfolio Loan Program empowers investors to manage and grow their rental empire with confidence, flexibility, and nationwide reach. Simplify your financing, improve cash flow, and scale your real estate investments with Creare Capital Lending. Get pre-approved today and unlock flexible, nationwide rental portfolio financing.

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Frequently Asked Questions (FAQ)

  • What is a Rental Portfolio Loan?

    A Rental Portfolio Loan (also known as a blanket loan) allows investors to finance or refinance multiple rental properties under one mortgage, simplifying management and payments.

  • What types of properties can be financed?

    We finance:

    • Single-Family Rentals (1–4 units)
    • Condos & Townhomes
    • Multi-Family (5+ units)
    • Mixed-Use (non-owner occupied)
    • Small Balance Commercial

  • How many properties do I need to qualify?

    Typically, a minimum of 5 financed rental properties is required, though exceptions can be made for high-value assets.

  • Can I include properties held under different LLCs?

    Yes. Our flexible structure allows loans to include properties held by multiple entities or under a parent company.

  • Are these loans full-recourse or non-recourse?

    We offer both recourse and non-recourse options depending on your experience, credit, and property performance.

  • How long does it take to close a portfolio loan?

    Most Rental Portfolio Loans close in 30–45 days, depending on the number of properties and documentation requirements.