About Creare Capital Lending

Creare Capital Lending is a top-tier nationwide provider of private money and NON-QM mortgage solutions, trusted by real estate investors for speed, flexibility, and expert guidance. We offer a wide range of loan programs designed to help investors close deals quickly and capitalize on opportunities with confidence.


Led by experienced professionals in the lending industry, our team delivers customized financing strategies to support your real estate goals—whether you're purchasing, refinancing, or expanding your portfolio.

Our Lending Programs Include:

  • DSCR (Debt Service Coverage Ratio) Loans
  • No-Doc Loans
  • Fix & Flip Financing
  • Fixed-Rate Commercial Loans
  • Ground Up Construction
  • Cash-Out & Rate/Term Refinances
  • Rental Property Loans (Short/Long Term, Vacant/Leased)
  • Multi-Family Property Loans
  • Long-Term Fixed Rate Rental Loans
  • Blanket/Portfolio Loans
  • Interest-Only Loans
  • Commercial & Residential Bridge Loans
  • Short Term Financing
  • Stated Income / No-Income Verification Loans

Need More Information?

Visit our FAQ section to better understand our lending process, or learn the difference between hard money and fix-and-flip loans.

Interested in NON-QM Loans?

Discover how flexible NON-QM financing can help you access capital when traditional lending falls short.

At Creare Capital Lending, we’re committed to helping you fund smarter and grow faster through reliable, investor-focused lending.

Understanding the Application Process

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  1. Initial Consultation: Discuss your financial situation and loan options with one of our experienced loan officers.
  2. Documentation Requirements: Depending on the loan type, documentation can be minimal or close to almost none.
  3. Approval and Closing: Once approved, the closing process is typically straightforward and fast!

Join Thousands of Satisfied Borrowers!

Ready to explore your Non-QM loan options? Contact us today to learn more about how we can help you secure the financing you need. Our team is here to assist you every step of the way.

Talk to an Expert