Real Estate Loan Programs Built for Investors

From short-term flips to long-term holds, we match your deal with the right financing—without drowning you in jargon.

    Every property and borrower is different. Instead of forcing you into a one-size-fits-all loan, we offer a range of investor-focused programs and help you choose the one that fits your strategy, experience, and timeline.

Not sure where to start? Share your scenario and we’ll outline your options in plain English.

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For Flippers & Builders

Fast, flexible capital for investors who buy, improve, and exit quickly.

Short-term financing for purchase and rehab so you can acquire, renovate, and sell without tying up all your own cash.

Funding for new builds from the ground up, tailored for investors and builders developing residential or small commercial projects.

Temporary financing that lets you move quickly on a new opportunity while you line up long-term or permanent financing.

For Long-Term Rentals & Portfolios

Built for investors who buy, hold, and generate cash flow.

Long-term loans based primarily on the property’s rental income (Debt Service Coverage Ratio), not traditional employment income.

Flexible 30-year financing for investors who may not fit traditional bank guidelines but want long-term, fixed or adjustable options.

Bundle multiple properties into one loan with a single payment and streamlined management of your rental portfolio.

For Refinancing & Restructuring

Improve cash flow, tap into equity, or lock in better terms.

Leverage your existing equity to pull out cash, lower your payment, adjust your rate, or change your loan term.

Reduce your monthly payment and improve short-term cash flow with interest-only periods tailored to your investment strategy.

For Unique Income & Documentation Situations

Solutions for self-employed investors, business owners, and borrowers with non-traditional income.

For experienced investors and scenarios where traditional income documentation isn’t a fit, with underwriting focused on the asset and equity.

Qualify using bank statements or alternative documentation instead of tax returns and W-2s.

Use liquid assets and investment accounts as the primary strength of your file, rather than standard income calculations.

Financing options for non-U.S. citizens and investors using ITINs who want to buy or refinance U.S. real estate.

Traditional income documentation for borrowers who qualify under standard guidelines and want the most conventional structure available.

Have Questions? We Have Answers!