Can I qualify without a U.S. Social Security Number?

Yes. We accept ITINs and valid foreign passports.

What property types qualify?

Single-family, condos, townhomes, and multifamily properties.

Do I need a U.S. bank account?

Not always—our team can assist with funding logistics.

How fast can a foreign national loan close?

Typically 3–5 weeks depending on documentation.

Are foreign nationals eligible for refinancing?

Yes, both purchase and refinance options are available.

Foreign National / ITIN Loans

Nationwide Financing for International Investors

Creare Capital Lending offers Foreign National & ITIN Loan Programs designed to help non-U.S. residents and international investors purchase or refinance U.S. real estate without traditional U.S. credit or income documentation.

Our programs provide an easy path to real estate ownership in the United States with competitive terms and minimal documentation requirements.

Program Highlights

Loan Amounts: $150K – $5M

Up to 70–75% LTV

30-Year Fixed or ARM Options

Interest-Only Available

No U.S. Credit Required

Passport or ITIN Accepted

Investment Properties Only

Frequently Asked Questions (FAQ)

Can I qualify without a U.S. Social Security Number?
Yes. We accept ITINs and valid foreign passports.
What property types qualify?
Single-family, condos, townhomes, and multifamily properties.
Do I need a U.S. bank account?
Not always—our team can assist with funding logistics.
How fast can a foreign national loan close?
Typically 3–5 weeks depending on documentation.
Are foreign nationals eligible for refinancing?
Yes, both purchase and refinance options are available.

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