What documents are required?

Standard W-2s, pay stubs, and tax returns.

Are these loans available for investors?

Yes, we offer full-doc options for non-owner-occupied properties.

Can I get a fixed or adjustable rate?

Yes, both are available depending on your needs.

Is there a prepayment penalty?

No, flexible repayment options are offered.

What’s the average closing time?

About 3–4 weeks once all documents are received.

Full-Doc Loans

Traditional Documentation — Simplified for Investors

For investors with verifiable income, Creare Capital Lending’s Full-Doc Loan Programs provide competitive rates and flexible terms for investment properties nationwide. These loans follow a more traditional documentation path but maintain the fast, investor-friendly service Creare Capital is known for.

Program Highlights

Loan Amounts: $100K – $5M

Up to 85% LTV

30-Year Fixed or ARM

W-2, Pay Stub, and Tax Return Required

Investment & Second Homes Eligible

No Prepayment Penalty Options

Frequently Asked Questions (FAQ)

What documents are required?
Standard W-2s, pay stubs, and tax returns.
Are these loans available for investors?
Yes, we offer full-doc options for non-owner-occupied properties.
Can I get a fixed or adjustable rate?
Yes, both are available depending on your needs.
Is there a prepayment penalty?
No, flexible repayment options are offered.
What’s the average closing time?
About 3–4 weeks once all documents are received.

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