America's Go-To For Hard Money Lending

Private Capital. Public Impact.

Properties We Lend On

Residential Commercial
Single Family 1-4 Units Retail Spaces
5-10+ Multi-Family Office Buildings
Mixed-Use Warehosues
Townhomes Industrial Facilities
Manufactured Homes Medical Buildings
Condos And more!

Whether the property is vacant, a long term rental, or a short term rental, we have a loan program for you!

Loan Programs

Creare Capital Lending offers fast, flexible financing solutions for real estate investors, brokers, and self-employed professionals across the U.S. We specialize in hard money loans and non-QM mortgage programs, including DSCR loans, bridge financing, and short-term investor loans—built to close quickly and fit real-world investment strategies. Whether you're financing a fix and flip, scaling a rental portfolio, or need alternative commercial funding, our team underwrites with speed, clarity, and common sense. When traditional banks can’t deliver, Creare Capital funds what others won’t—with nationwide reach and investor-first service.

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States We Lend In

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

What We Offer

Competitive Rates

At Creare Capital Lending, we take pride in delivering some of the most competitive rates in the industry. Our mission is to empower you to minimize costs and maximize profits, giving you the financial advantage you need to thrive in today’s market.

Expert Guidance

Tackling the intricacies of the investment world can be a challenge, but you don’t have to do it alone. Our knowledgeable team is dedicated to offering clear, strategic guidance tailored to your individual objectives. We focus on empowering you with the insights and tools necessary to make confident decisions that lead to lasting success.

Flexible Financing Options

Every investment strategy is distinct, and so are your financing needs. That’s why we offer a diverse array of flexible financing solutions. Whether you’re seeking short-term loans for immediate opportunities or long-term mortgages for sustained growth, we have the perfect solution to align with your goals.

Commitment to Client Success

Your success is our top priority. We are dedicated to building lasting relationships with our clients, providing continuous support and valuable resources to help you achieve your investment objectives. With Creare Capital Lending, you gain a partner committed to your financial success.

Ready to learn more?